The cost to us for uninsured drivers

Young men top uninsured list

February, 2010

Male motorists living in Dumfriesshire are the most likely to have a conviction for driving uninsured, according a respected source within the Insurance Industry.

The  analysis came from  almost three million car insurance quotes given over a year and found that men in their early twenties living in the Scottish town of Sanquhar in Dumfriesshire, have the highest proportion of convictions on their license for driving uninsured (28%).

Men of the same age living in Hebden Bridge in West Yorkshire, and those in Glasgow, take second and third place, with 24% and 20% respectively having the IN10 conviction.

Boy racers

Men under 25, generally speaking, seem to be the least responsible group of drivers  from all categories, they appear to be both boy racers and law breakers

With half of the top ten profiles for uninsured drivers being males under 25 years old, they are more likely to flout the law by driving without car insurance.

Unfortunately the high cost of car insurance, especially for younger drivers, could be the overriding reason for this. With recent news that the cost of comprehensive car insurance increased by almost 19% in 2009,2 we could see the number of uninsured drivers on our roads increase in the future.

Women drivers

Only one female profile appearing in the top ten. Female motorists in their early twenties living in the market town of Dunstable in Bedfordshire take seventh spot.

Postcode/ Area/ Age / Gender/ Offence Code/ % of convictions

• DG4/ Sanquhar, Dumfriesshire/ 22 – 25/ Male/ IN10/ 28.42%
• HX7/ Hebden Bridge, West Yorkshire/ 22 – 25/ Male/ IN10/ 24.88%
• G14/ Glasgow/ 22 – 25/ Male/ IN10/ 20.43%
• M12/ Manchester/ 31 – 40/ Male/ IN10/ 17.42%
• KA4 Galston, Ayrshire/ 17 – 21/ Male/ IN10/ 15.79%
• E9/ Hackney, London/ 51 +/ Male/ IN10/ 14.39%
• B7/ Nechells, Birmingham/ 51 +/ Male/ IN10/ 14.29%
• LU5/ Dunstable, Bedfordshire/ 22 – 25/ Female/ IN10/ 12.84%
• HR6/ Leominster/ 22 – 25/ Male/ IN10/ 12.45%
• W11/ Notting Hill, London/ 31 – 40/ Male/ IN10/ 12.37%